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by Dana Anspach (Author)
The average person living 25 years or more is likely to receive $500,000 or more in total Social Security benefits. That's not small change. The decisions you make about these benefits are often irrevocable - and when and how you collect these benefits can increase, or decrease, the amount you get over your lifetime. Social Security Sense provides practical how-to knowledge to help you navigate through the numerous rules, and make the best claiming choices for you and your family. In this book nationally known retirement expert Dana Anspach explains the Social Security claiming rules, including the changes that were signed into law in November 2015, and shows you numerous real-life examples as to how your decisions affect your lifetime income. This book: - Covers all the major aspects of Social Security claiming including the earnings limit, spousal benefits, ex-spousal benefits, taxation, survivor options, the benefit calculation formula, and more. - Explains the new rules that were signed into law in November 2015, and provides examples of how that affects your options based on your month and year of birth. - Provides concrete examples of how much you may get using one claiming age vs. another. - Helps couples use their benefits to get the largest amount of survivor income possible. - Shows you the common mistakes people make when doing their own benefit calculations and how those mistakes can lead you to making a less optimal decision. Social Security Sense is a book everyone age 55 or older should read before they begin their benefits. It will be a resource you turn to as you navigate your way through the claiming process, and it will enable you to feel confident in the decisions you make - and know they were made in a way that can lead to a more certain outcome in retirement.
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We want you to shop with confidence at STORE 7994. If your purchase does not meet expectations, eligible items may be returned under the conditions below.
Return Eligibility
Items must be unused, unworn, and in original condition with all tags, packaging, and accessories included. Items showing any signs of wear or damage will not be accepted.
Return Window
Return requests must be made within 14 days of delivery.
Return Shipping
Customers are responsible for return shipping costs unless the item is defective, damaged, or incorrect.
Luxury Items
Items valued over $1,000 may be subject to a 7% restocking fee upon approved return.
Non-Returnable Items
For hygiene and product integrity reasons, the following items are final sale once opened or used:
• Underwear
• Fragrances
• Any worn or used items
Made-to-Order Items
Custom-designed products, including STORE 7994 hoodies, are made exclusively for each customer and are final sale. These items are not eligible for return or exchange unless defective or incorrect.
If you receive a defective or incorrect item, please contact us and we will make it right.
International Shipping & Duties
Many of our products ship directly from trusted international partners. Any applicable customs duties or import taxes are calculated at checkout and are non-refundable, even if the item is returned.
Returns & Associated Fees
All approved returns are subject to a $24 return processing fee. For international orders, duties, taxes, and return fees will be deducted from the original payment.
Shipping Policy
Complimentary shipping is offered on orders over $300. Orders below this threshold are subject to standard shipping rates at checkout.
