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by Georgia I. Lainiotis (Author)
Personal Finance for Teens and Young Adults: Financial Literacy Skills to Empower Your Future, Crush Your Debt & Build Smart Money Habits That Instill Lifelong Confidence" is a comprehensive guide tailored to help young individuals navigate the complex world of personal finance. This book is a must-read for teens and young adults eager to establish a solid financial foundation for their future.
Starting with the basics, the book introduces fundamental money management concepts, including budgeting, saving, and responsible spending. It emphasizes the importance of financial literacy from a young age, demonstrating how early habits can shape one's financial future. The guide also explores more advanced topics like investing, insurance, banking, taxes, college loans, credit scores, and the wise use of credit cards, making it a valuable resource for those beginning their financial journey. It also comprehensively reviews job, internship, and entrepreneurial endeavors for teens and young adults.
One of the critical features of this book is its focus on debt management, particularly addressing common concerns faced by young adults, such as student loans and credit card debt. It offers practical debt reduction and avoidance strategies, empowering readers with cutting-edge knowledge to make informed financial decisions.
Beyond just technical financial advice, the book delves into the psychological aspects of money, teaching young adults how to develop a healthy relationship with their finances. It includes real-world scenarios and examples, making the content relatable and easily understood.
Overall, this book is an invaluable tool for any young person looking to take charge of their financial well-being. It's a guide to managing money and an educational resource that builds the confidence and skills necessary for financial independence and success.
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Shipping information
- Free Shipping* on all orders over $300 USD to most countries* Estimated delivery: 2-5 business days Mon-Sat to U.S., CA, EU etc.
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- Store 7994 Shipping policy
- Global delivery in 3–9 business days (location dependent).
- Free Worldwide Shipping $300+. International duties & VAT are calculated by destination country and may be collected upon delivery. UK orders are subject to 20% import VAT upon delivery.
Our innovation isn’t just in the brands we carry — it’s in the way we connect them. From our automation engine that keeps collections globally updated to our commitment to authenticity-first presentation, STORE 7994 exists where timeless design meets modern precision.
Every product we offer is:
Elevated · Intentional · Exclusive · Authentic
STORE 7994 is an authorized reseller of luxury fashion houses. Certificates and proof of authenticity are available to brand owners and partners upon request.
Returns & Refunds
We want you to shop with confidence at STORE 7994. If your purchase does not meet expectations, eligible items may be returned under the conditions below.
Return Eligibility
Items must be unused, unworn, and in original condition with all tags, packaging, and accessories included. Items showing any signs of wear or damage will not be accepted.
Return Window
Return requests must be made within 14 days of delivery.
Return Shipping
Customers are responsible for return shipping costs unless the item is defective, damaged, or incorrect.
Luxury Items
Items valued over $1,000 may be subject to a 7% restocking fee upon approved return.
Non-Returnable Items
For hygiene and product integrity reasons, the following items are final sale once opened or used:
• Underwear
• Fragrances
• Any worn or used items
Made-to-Order Items
Custom-designed products, including STORE 7994 hoodies, are made exclusively for each customer and are final sale. These items are not eligible for return or exchange unless defective or incorrect.
If you receive a defective or incorrect item, please contact us and we will make it right.
International Shipping & Duties
Many of our products ship directly from trusted international partners. Any applicable customs duties or import taxes are calculated at checkout and are non-refundable, even if the item is returned.
Returns & Associated Fees
All approved returns are subject to a $24 return processing fee. For international orders, duties, taxes, and return fees will be deducted from the original payment.
Shipping Policy
Complimentary shipping is offered on orders over $300. Orders below this threshold are subject to standard shipping rates at checkout.
