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by Larry R. Kirschner (Author)
It is never too early to learn some foundations of personal finance.
I have come across hundreds if not thousands of adults and young adults who have no strategy around their personal financial situation, Most of them don't seem to know where to begin to learn. Worse yet are the ones who think they are financially savvy even though they are clueless. Too many people are in the vicious circles of working for a paycheck. Then spending more than their paycheck. They live their lives in an endless downward spiral that they can't escape from.
I don't want you to be one of those people. Reading this book will give you a solid base of financial knowledge. I want you to understand the appeal and dangers of credit cards. I want you to learn why it is so important to being saving early and regularly (even if it isn't a huge amount). And finally, I don't want you to be taken advantage of by someone who will benefit from your naiveness.
If you are a parent or grandparent, this book can change your child's life. Teaching them about how to handle their finances is much more important than giving them another electronic gadget. Things are much different than they were when you or I were younger. This knowledge will give the reader a leg up in thinking about finances that will impact them their entire life.
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We want you to shop with confidence at STORE 7994. If your purchase does not meet expectations, eligible items may be returned under the conditions below.
Return Eligibility
Items must be unused, unworn, and in original condition with all tags, packaging, and accessories included. Items showing any signs of wear or damage will not be accepted.
Return Window
Return requests must be made within 14 days of delivery.
Return Shipping
Customers are responsible for return shipping costs unless the item is defective, damaged, or incorrect.
Luxury Items
Items valued over $1,000 may be subject to a 7% restocking fee upon approved return.
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For hygiene and product integrity reasons, the following items are final sale once opened or used:
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Custom-designed products, including STORE 7994 hoodies, are made exclusively for each customer and are final sale. These items are not eligible for return or exchange unless defective or incorrect.
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Many of our products ship directly from trusted international partners. Any applicable customs duties or import taxes are calculated at checkout and are non-refundable, even if the item is returned.
Returns & Associated Fees
All approved returns are subject to a $24 return processing fee. For international orders, duties, taxes, and return fees will be deducted from the original payment.
Shipping Policy
Complimentary shipping is offered on orders over $300. Orders below this threshold are subject to standard shipping rates at checkout.
